Alternative Strategies
    Achieving a financial goal sometimes calls for a creative planning strategy. We may suggest these unique 'alternative' programs using a deferred annuity, immediate annuity or life insurance.



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  Income Arbitrage

Sometimes a less conventional approach is the right one. If you are someone who needs to find creative sources of income, ways of reducing taxes, and protecting your assets to pass to your heirs without taking on additional risk, one of these unique strategies may be right for you.


 
 
Equity-Indexed Annuities

Good news: Americans are living longer than ever before. Based on the government’s figures, today’s retirees will need growth potential AND an increasing income to protect their lifestyle. The equity-indexed annuity ('EIA') can be a very attractive deferred annuity because of its combination of the guarantee provided by the insurance company and the interest that is based on the S&P 500. Unlike a deferred Variable Annuity, the EIA is not a security.


OUR CERTIFIED EIA SPECIALIST has the expertise to evaluate and choose the appropriate equity index annuity (a fixed annuity), and can explain all the nuances of the EIA.

Earn a competitive rate of return, save on taxes, and not sacrifice safety! There are certain restrictions and an annuity is not right for everyone, but our EIA Specialist can help you decide.


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