What is an EIA Specialist?


Home	About	Contact	Client Login

Eli Mitcham speaks out on common financial planning concerns. Information provided here is meant to be general in nature and should not be construed as a solicitation to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Disclosure to Consumers

Text Size

Email Newsletter Sign Up

Filled with Timely Tips to help you get the most out of your finances!

What is a Certified EIA Specialist?

The designation "CEIAS" or "Certified Equity Indexed Annuity Specialist" is conferred by the Association of Insurance & Financial Specialists. It is an indication that your advisor is very knowledgeable about the EIA: How it is constructed, and how it earns its interest.

But more than that, this designation being conferred on an insurance professional reflects that they have completed a comprehensive course of study which taught them to properly compare, analyze and present the EIA to consumers, using unbiased financial analysis methods and comprehensive software tools.

You can review the CEIAS Brochure to see what they had to learn.

Designees also have to abide by a Code of Ethics, and are required to complete continuing education every year to remain Certified.

While the CEIAS designation does not replace other more comprehensive financial education courses, it is a specialty that is earned and adds a valuable assurance that any recommended EIA products will conform to high standards.

EIA Specialists have been trained to conduct some very comprehensive analysis of EIA products, and the way they earn or "credit" interest to you. This includes historical hypotheticals (using past history) and Monte Carlo Simulation (mathematics to project future probability).

You may expect to see analysis reports that include:

- Hypothetical Retirement Plan Analysis

- Monte Carlo Retirement Plan Analysis

- EIA Credit Method Rating report

Many other possible reports could be created just for your needs.

If you would like to meet either in person or by telephone (or simply want to receive a copy of my "Income Planning Guide"), please use the CONTACT US link and let me know.

I look forward to meeting you!