Free Market Financial LLC is a State of Texas registered investment adviser (RIA) located in Houston, Texas. Free Market Financial and its representatives are in compliance with the current filing requirements required by Texas and by those states in which Free Market Financial maintains clients. Free Market Financial may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

Free Market Financial's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, Free Market Financial's web site on the Internet should not be construed by any individual as Free Market Financial's solicitation to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Free Market Financial with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

For information pertaining to the registration status of Free Market Financial, please contact the state securities regulators for those states in which Free Market Financial maintains a notice filing. A copy of Free Market Financial's current ADV Part II is available from Free Market Financial upon request.

Free Market Financial does not make any representations or warranties as to the accuracy, timeliness or suitability of any information prepared by any unaffiliated third party, whether linked to Free Market Financial's web site or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Past performance may not be indicative of future results. Therefore, no individual should assume that future performance of any specific investment strategy will be profitable or equal the corresponding indicated performance level. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for an individual's investment portfolio.

Certain portions of Free Market Financial's web site (i.e. newsletters, articles, white papers, etc.) may contain a discussion of, or provide access to, positions or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current recommendations. Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Free Market Financial. No portion of the web site content should be interpreted as legal, accounting or tax advice. To the extent that any individual utilizes any financial calculator contained within or linked to Free Market Financial's web site, the individual acknowledges that the information resulting from the use of the calculator is not a substitute for personalized individual advice from Free Market Financial.

Each individual agrees, as a condition precedent to their access to Free Market Financial's web site, to release and hold harmless Free Market Financial, its officers, directors, owners, employees and agents from any adverse consequences resulting from any of their actions or omissions which are independent of their receipt of personalized individual advice from Free Market Financial.